Protecting Your Future
We don't just arrange mortgages; we ensure you can keep them. Finding the right home is hard work, but protecting it shouldn't be. We search the whole market to find robust insurance policies that provide a financial safety net for you, your family, or your business when it’s needed most.


Mortgage Protection Insurance
A cost-effective policy where the payout decreases over time in line with your mortgage balance. Its sole purpose is to clear your mortgage debt if you pass away.




Life Insurance (Level Term)
Provides a fixed cash lump sum to your loved ones if you pass away. Ideal for covering living costs, school fees, or interest-only mortgages to ensure your family’s standard of living is maintained.
Critical Illness Cover
Pays out a tax-free lump sum if you are diagnosed with a specified serious illness (like cancer, heart attack, or stroke). It gives you the financial freedom to focus on recovery, not bills.


Income Protection
Replaces a portion of your monthly income if you cannot work due to accident or sickness. It ensures your mortgage and bills are paid until you are well enough to return to work.




Whole of Life Insurance
Unlike standard term insurance, this guarantees a payout whenever you die, provided premiums are maintained. Often used for funeral costs or estate planning.
Business Protection
Relevant Life Plans A tax-efficient life insurance policy paid for by your business. It protects your family while offering Corporation Tax relief for your company.
Unsure what you need?
You don't need all of these, but you do need the right ones. We can create a tailored "menu plan" that combines these elements to fit your budget.


© 2025 I J Mortgage Solutions Limited is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority 1052669.
Registered Office: I J Mortgage Solutuons Limited, 17 Blackley Close, Warrington, WA4 1JA. Registered Company
Number: 16424810 Registered in England & Wales/Northern Ireland/Ireland/Scotland
